Tecnostac

core banking system for cooperatives.
Products

Experience Next-Gen Digital Banking Solutions, Designed for Africa

For too long, the SACCOs and MFIs of Africa have suffered setback at the hands of either inaccessible or inefficient financial technology. It’s time to change the course with Co-Bank+ core banking solution.

At Tecnostac, we understand the pain points of small financial institutions. Hence, our core banking solution and mobile application come as a bundle, and are packed with various modules that are at par with those offered by leading fintech companies across the globe.

We bring world-class features that have, thus far, been the monopoly of commercial banks, for small and medium financial institutions. However, Co-Bank+ is an affordable way to ensure they can effectively cross over technological barriers.

Co-Bank+ Web-Based Core Banking Solution

Co-Bank+ is a powerful Core Banking Software System, designed exclusively for SACCOs, Investment Clubs, Cooperative Sector, MFIs and Non-Banking Financial Institutions. The Solution is customized for the local and regulatory requirements of each country we rollout in Africa. This robust plaƞorm is equipped to provide a multitude of modules, including Member and Shareholding, Customer and KYC, Savings and Current Account, Loans, Deposits, Standing Instructions, Fixed Assets Management System, Internet Banking, Investment Management, Procurement, Reconciliation, Business Intelligence and Dashboards, Budgeting, Regulatory Reports, Islamic Banking, Self Help Groups/Joint Liability Groups, Customer Relationship Management (CRM), Invoice Discounting and Human Resource Management (HRMS). Service delivery is provided through a Mobile banking app, which is supported on both smart phones and USSD phones. Additional highlights include FuFi-Door Step Agency Banking, Mobile Banking and ATM Switch Interface, among others.

One of the key highlights of Co-Bank+ is its capability to integrate with MNO. Co-Bank+ API infrastructure has the capability to integrate with any mobile money network operator to enable push and pull services between Core Banking Account and Wallets and offer seamless transaction processing between them. The mobile app also offers a range of ATM and card services like ATM Switch Interface, ATM Connectivity to any network through co-branded cards and ATM@doorstep via handheld devices, among others.

Co-Bank+ allows you to experience a range of features – workflow-enabled processing for tasks like member onboarding, loan origination and deposits, a single dashboard for a 360-degree view of customer engagements, standardized operational process across all functions, advanced search options, granular drill down for transactions and internal mail communication.

Co-Bank+ comes with the guarantee of 100% service reliability even in the remotest locations, full scalability with volume growth or spike in concurrent access and completely stable performance during high volumes.

The System Support various deployment models, namely:

  • On Premise
  • Cloud
  • Hybrid

FuFi MOBI

Get ready to experience a high-powered, designed-for-purpose mobile application that will change the face of digital banking in rural and remote Africa.

The FuFi Mobi comes packaged along with the Co-Bank+ web platform and boasts of all the dynamic features and modules the latter offers. It takes banking directly to the smartphones of the people of Africa, making modern financial services and products accessible to them.

From viewing account details, initiating fund transfers and making utility bill payments to viewing loans, deposits and current balances, the mobile app makes banking a breeze for end users.

Co-Bank+ is capable of full integration with Trust Accounts, which enables seamless access to commercial bank products and services from the platform. Post integration, SACCO customers can request for direct initiation of EFT (Electronic Fund Transfers), co-branded cards, and various products and services of the commercial bank holding the SACCO’s Trust Account.

FuFi DOORSTEP

A Convenient Agency Banking Application which aids banking easy, anytime and anywhere

In a world where the need to have digital footprint is increasing at a rapid speed, convenience and accessibility are paramount for individuals seeking banking services. FuFi Door Step Banking App is a revolutionary mobile application that brings banking services right to your doorstep. With its user-friendly interface and robust security features, Fufi Door Step Banking App is designed to simplify banking transactions and enhance the overall customer experience.

Fufi Door Step Banking App provides a comprehensive range of banking services at the convenience of your home or office. Customers can avail services like Onboarding Customers, Deposits, Withdrawals, Loan Applications, Deposit Applications, Printed Receipts and a wide variety of various functions without visiting a physical bank branch. This eliminates the need for long queues and reduces time-consuming trips to the bank.

Fufi Door Step Banking App redefines the way we interact with banking services. Its user-friendly interface, convenience, and top-notch security features make it a preferred choice for individuals seeking a seamless and secure banking experience.